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Company health
CapitalOS description
CapitalOS is a spend management solution for platforms that serve small businesses. It allows these platforms to offer their users business credit cards and spend management tools through a single API integration. CapitalOS handles all the financial and regulatory complexities, including underwriting, capital provision, and compliance. This allows platforms to offer financial services without taking on the associated risks. CapitalOS aims to help businesses save time and money by streamlining expense management and providing access to working capital.
What companies are using CapitalOS?
Who is CapitalOS best for
CapitalOS is perfect for SaaS platforms that serve small businesses and want to offer embedded financial services, such as spend management and business credit cards. We find it's a great way for platforms with a large SMB user base to boost revenue and user engagement without the usual financial service complexities.
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Great for platforms serving SMBs (1-100 employees) seeking embedded spend management and credit card solutions.
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Designed to serve businesses across all industries, offering broad applicability for various platform partners.
CapitalOS features
Supported Unlimited Business Credit Cards: Businesses can issue unlimited credit cards with limits based on performance, offering flexibility and scalability. |
Supported Simplified Spend Management: Streamline expense tracking and management for users with minimal effort through a single API integration. |
Supported Customizable Card Issuance: Generate virtual or physical cards tailored to specific needs and budgets. |
Supported Performance-Based Credit Limits: Set dynamic spending limits on credit cards based on real-time performance data. |
Supported Risk and Compliance Management: CapitalOS assumes the financial and compliance responsibilities, eliminating the burden for platform partners. |
Supported Seamless API Integration: Easily integrate spend management features into existing platforms through a simple API. |
Supported Virtual and Physical Cards: Users can access virtual and physical cards, providing options for various spending needs. |
CapitalOS alternatives
Moss | Spend smarterControl company spending, automate invoices, and simplify expense reports.Read more
Navan (Formerly TripActions)Streamlined travel and expense management for smarter spending.Read more
CapitalOS FAQ
CapitalOS is a spend management platform designed for businesses. We find that it simplifies expense tracking, offers virtual and physical credit cards, and handles compliance through a single API. This allows platforms to offer financial services to small businesses without the regulatory complexities.
What is CapitalOS and what does CapitalOS do?
CapitalOS is a spend management platform designed for businesses. We find that it simplifies expense tracking, offers virtual and physical credit cards, and handles compliance through a single API. This allows platforms to offer financial services to small businesses without the regulatory complexities.
CapitalOS integrates seamlessly with existing platforms serving small businesses through a single API. This allows platforms to offer spend management and business credit card features without extensive development work. We find this API-first approach makes integration efficient and straightforward.
How does CapitalOS integrate with other tools?
CapitalOS integrates seamlessly with existing platforms serving small businesses through a single API. This allows platforms to offer spend management and business credit card features without extensive development work. We find this API-first approach makes integration efficient and straightforward.
CapitalOS competes with other spend management solutions like Ramp, Moss, Airbase, Navan, Corpay One, and Rho. We find these platforms offer similar features such as expense tracking, card issuance, and accounting automation. Many also target small to medium-sized businesses.
What the main competitors of CapitalOS?
CapitalOS competes with other spend management solutions like Ramp, Moss, Airbase, Navan, Corpay One, and Rho. We find these platforms offer similar features such as expense tracking, card issuance, and accounting automation. Many also target small to medium-sized businesses.
CapitalOS handles financial and regulatory complexities, including underwriting, capital provision, and compliance, suggesting it's a legitimate service. Also, positive employee growth on LinkedIn further supports this. We believe it to be a safe and reliable option for businesses seeking spend management solutions.
Is CapitalOS legit?
CapitalOS handles financial and regulatory complexities, including underwriting, capital provision, and compliance, suggesting it's a legitimate service. Also, positive employee growth on LinkedIn further supports this. We believe it to be a safe and reliable option for businesses seeking spend management solutions.
I'm sorry, but pricing information for CapitalOS is not available at this time. We recommend contacting CapitalOS directly for the latest pricing details.
How much does CapitalOS cost?
I'm sorry, but pricing information for CapitalOS is not available at this time. We recommend contacting CapitalOS directly for the latest pricing details.
There are no customer service reviews available for CapitalOS yet. We encourage you to check back later for updates.
Is CapitalOS customer service good?
There are no customer service reviews available for CapitalOS yet. We encourage you to check back later for updates.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.
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