Logo of GoCardless Bank Account Data

GoCardless Bank Account Data

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Company health

Employee growth
3% increase in the last year
Web traffic
1% increase in the last quarter
Financing
April 2022 - $529M

Ratings

G2
4.8/5
(26)
Glassdoor
3.6/5
(263)

GoCardless Bank Account Data description

GoCardless Bank Account Data helps businesses in the UK and Europe securely access their customer's bank account information. This helps with tasks like loan assessments, accounting, verifying customer identity (KYC), and overall financial management. It boasts broad coverage of European banks, reliable connections, and delivers standardized data quickly. The setup is designed to be straightforward with a pay-as-you-go pricing model.


Who is GoCardless Bank Account Data best for

GoCardless Bank Account Data provides secure access to customer bank info in the UK and Europe, which we think is great for loan assessments, accounting, and KYC. User reviews highlight its ease of implementation, good documentation, and wide European bank coverage. We have heard some users would like to see webhooks for real-time updates and better API documentation.

  • We find it ideal for mid-sized to large companies (100+ employees) needing secure access to customer banking data.

  • In our experience, this is a strong fit for tech, software, and telecom companies, plus those in finance and professional services.


GoCardless Bank Account Data features

Supported

Account Information: Access account holder name, account number, and IBAN.

Supported

Transaction History: Retrieve transaction history up to 24 months, including date, merchant, description, and amount.

Supported

Account Balances: Access to current and available account balances.

Supported

EEA Coverage: Available in all European Economic Area countries subject to PSD2 regulation.

Supported

AISP Authorization: GoCardless operates as an authorized AISP in these countries.

Supported

Bank Connection: Users can connect to their bank accounts through this API.

Supported

System Integration: The API allows integration with existing systems.

Supported

JSON Responses: Responses are provided in JSON format for easy processing.


GoCardless Bank Account Data reviews

We've summarised 26 GoCardless Bank Account Data reviews (GoCardless Bank Account Data G2 reviews) and summarised the main points below.

Pros of GoCardless Bank Account Data
  • Fast and easy implementation with clear documentation.
  • Free tier offers substantial value.
  • Responsive and helpful customer support.
  • Wide coverage of European banks.
  • Simple, well-documented API.
Cons of GoCardless Bank Account Data
  • Lack of webhooks for real-time transaction updates.
  • Requires setting up a separate web app for connections.
  • Limited European bank coverage.
  • API documentation needs improvement, especially property documentation.

GoCardless Bank Account Data pricing

The commentary is based on 5 reviews from GoCardless Bank Account Data G2 reviews.

We find that GoCardless Bank Account Data offers a free tier for basic account information, which is praised by many users. Some appreciate the free commercial use. No information on pricing for premium features was found in the reviews.

See the GoCardless Bank Account Data pricing page.


GoCardless Bank Account Data alternatives

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    Satispay
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  • Logo of Crezco
    Crezco
    Fast, direct bank payments. Lower fees, simpler accounting.
    Read more
  • Logo of Apigee Open Banking APIx
    Apigee Open Banking APIx
    Securely share financial data, simplifying open banking compliance.
    Read more
  • Logo of Qonto
    Qonto
    Modern business finance platform for seamless spending, saving, and accounting.
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    Incorporate, get funded, and run your US company easily.
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  • Logo of Stripe Tax
    Stripe Tax
    Automates sales tax calculations, collection, and reporting.
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GoCardless Bank Account Data FAQ

  • What is GoCardless Bank Account Data and what does GoCardless Bank Account Data do?

    GoCardless Bank Account Data is a tool that allows businesses secure access to customer bank account information. We find that it's useful for tasks like loan assessments, accounting, and KYC checks, primarily serving businesses in the UK and Europe. It offers a simple API and broad bank coverage.

  • How does GoCardless Bank Account Data integrate with other tools?

    GoCardless Bank Account Data integrates with existing systems through its API. It uses JSON responses which simplifies data processing and integration with other tools. We find this makes it relatively straightforward to incorporate into a company's workflow.

  • What the main competitors of GoCardless Bank Account Data?

    We find that GoCardless Bank Account Data's main competitors include Satispay, Crezco, and Apigee Open Banking APIx. These alternatives offer similar functionalities, such as bank account connectivity and data sharing for various financial operations.

  • Is GoCardless Bank Account Data legit?

    We find GoCardless Bank Account Data to be a legitimate and safe option for businesses needing to access customer bank account information. It's authorized and regulated, plus it has generally positive reviews regarding security and reliability.

  • How much does GoCardless Bank Account Data cost?

    I'm sorry, but pricing details for GoCardless Bank Account Data are not available at this time. We recommend checking their website or contacting their sales team directly for the most up-to-date information.

  • Is GoCardless Bank Account Data customer service good?

    We find that GoCardless Bank Account Data customer service is highly regarded. Users consistently praise the responsive and helpful support team, highlighting their quick and accurate responses to questions. Several reviewers mention the support team's effectiveness in resolving bank connectivity issues.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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