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You Need A Budget description
You Need A Budget (YNAB) is a personal finance software that helps individuals and families manage their money more effectively. It utilizes a budgeting method called "The Four Rules" to encourage users to assign every dollar a purpose, plan for both regular and unexpected expenses, be adaptable with their spending, and aim to use income earned in the past to cover current expenses. YNAB offers features such as goal setting, expense tracking, debt management tools, and reporting to provide users with insights into their spending habits and make informed financial decisions.
Who is You Need A Budget best for
You Need A Budget (YNAB) is great for individuals and families wanting to get a better handle on their finances. We find that users love YNAB's easy-to-use interface and goal-setting features. Many have shared how YNAB helped them gain control of their spending and reach their financial goals. Keep in mind that some users mention a bit of a learning curve.
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Perfect for small businesses (1-100 employees) seeking proactive, structured budgeting.
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Great choice for those in Finance, Banking, or Insurance aiming to improve financial management.
You Need A Budget features
Supported Automatic Bank Syncing: You can link your bank accounts to YNAB. It automatically imports transactions and keeps your budget up-to-date. |
Supported Real-Time Budgeting: Real-time budgeting. Every dollar you earn gets assigned a job, so you're always in control of your spending. |
Supported Goal Tracking: Goal Tracking. Set and track financial goals, like paying off debt or saving for a down payment. |
Supported Reporting: Reporting. Visualize your spending habits and track progress with detailed reports. |
Supported Mobile Apps: On-the-Go Access. Manage your budget from anywhere with YNAB’s mobile apps for iOS and Android. |
Supported Debt Management: Debt Management. Create a plan to pay off debt faster and save money on interest. |
Supported Customer Support: Support. Get help from YNAB’s award-winning customer support team via email or live chat. |
You Need A Budget reviews
We've summarised 30 You Need A Budget reviews (You Need A Budget G2 reviews) and summarised the main points below.
- Helps users gain control of their finances and achieve financial goals.
- Easy-to-use interface and intuitive design.
- Flexible budgeting with adjustable categories and goals.
- Excellent customer support and resources.
- Effective for personal and business budgeting.
- High subscription cost and transition from one-time purchase to subscription model is a common complaint.
- Steep learning curve and complex features require time investment.
- Limited free version functionality.
- Occasional syncing issues with bank accounts and credit cards.
- Some find manual entry tedious despite its benefits.
You Need A Budget pricing
The commentary is based on 2 reviews from You Need A Budget G2 reviews.
We find that users generally consider YNAB's pricing to be worthwhile for the value it provides, despite recent price increases. The powerful budgeting features and positive impact on financial management make it a valuable investment for many.
See the You Need A Budget pricing page.
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You Need A Budget has a free trial.
All features included.
All features included.
You Need A Budget alternatives
Oracle Planning CloudCloud-based budgeting, forecasting, and performance reporting for smarter finance.Read more
You Need A Budget FAQ
You Need A Budget (YNAB) is personal finance software designed to help you gain control of your money. We find that YNAB's four-rule budgeting method helps you allocate every dollar, track expenses, and achieve your financial goals. It offers features like goal setting, debt management, and reporting.
What is You Need A Budget and what does You Need A Budget do?
You Need A Budget (YNAB) is personal finance software designed to help you gain control of your money. We find that YNAB's four-rule budgeting method helps you allocate every dollar, track expenses, and achieve your financial goals. It offers features like goal setting, debt management, and reporting.
YNAB offers direct import from most banks. It also integrates with various tools through file importing, though it lacks native integrations with other budgeting or accounting software. We find this slightly limits its interoperability within broader financial ecosystems.
How does You Need A Budget integrate with other tools?
YNAB offers direct import from most banks. It also integrates with various tools through file importing, though it lacks native integrations with other budgeting or accounting software. We find this slightly limits its interoperability within broader financial ecosystems.
We find that YNAB's main competitors are personal finance apps like Buxfer, Spendee, and Pry, along with more business-oriented solutions like Oracle Planning Cloud and Campfire. Your Money Line is another option, though it focuses on financial wellness.
What the main competitors of You Need A Budget?
We find that YNAB's main competitors are personal finance apps like Buxfer, Spendee, and Pry, along with more business-oriented solutions like Oracle Planning Cloud and Campfire. Your Money Line is another option, though it focuses on financial wellness.
Yes, You Need a Budget (YNAB) is a legitimate and safe personal finance software. It's highly rated and praised for its effective budgeting method and helpful features. We find that some users mention a learning curve and the subscription cost. A free trial is available to try before committing.
Is You Need A Budget legit?
Yes, You Need a Budget (YNAB) is a legitimate and safe personal finance software. It's highly rated and praised for its effective budgeting method and helpful features. We find that some users mention a learning curve and the subscription cost. A free trial is available to try before committing.
You Need A Budget (YNAB) costs $14.99 monthly or $109 yearly. They offer a 34-day free trial, plus an extra free month when you subscribe. We find that the free trial is a great way to experience YNAB's budgeting methodology risk-free.
How much does You Need A Budget cost?
You Need A Budget (YNAB) costs $14.99 monthly or $109 yearly. They offer a 34-day free trial, plus an extra free month when you subscribe. We find that the free trial is a great way to experience YNAB's budgeting methodology risk-free.
We find that YNAB's customer service is highly regarded by users. They praise the helpful support team, extensive knowledge base, and engaging support videos. While some initial setup challenges were noted, the overall sentiment towards customer support is positive.
Is You Need A Budget customer service good?
We find that YNAB's customer service is highly regarded by users. They praise the helpful support team, extensive knowledge base, and engaging support videos. While some initial setup challenges were noted, the overall sentiment towards customer support is positive.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.
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