Logo of Human Interest 401(k)

Human Interest 401(k)

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Company health

Employee growth
4% decrease in the last year
Web traffic
33% increase in the last quarter
Financing
April 2024 - $765M

Ratings

G2
4.2/5
(1182)
TrustPilot
1.9/5
(20)
Glassdoor
3.0/5
(231)

Human Interest 401(k) description

Human Interest is a 401(k) provider designed for small and medium-sized businesses. They offer affordable and easy-to-manage 401(k) plans with a focus on minimizing administrative burden. Human Interest provides online setup, automated administration, compliance support, and transparent pricing with no transaction fees. They offer various plan options, including Traditional and Roth 401(k)s, 403(b)s, and profit-sharing plans, allowing businesses to customize plans to their needs. Human Interest also prioritizes employee experience with a user-friendly interface, built-in investment education resources, and accessible customer support.


Who is Human Interest 401(k) best for

Human Interest is a 401(k) provider praised for its user-friendly interface and streamlined setup, often completed within a month. It offers automated administration and transparent pricing, making 401(k) management straightforward. While some users mention slow fund transfers and occasional administrative hiccups, many appreciate the ease of use and affordable plans, especially when integrated with payroll providers like Gusto, Rippling, or Paycom.

  • Ideal for small to medium-sized businesses (SMBs).

  • A strong fit for businesses in retail, hospitality, consumer goods, finance, legal, software, marketing, and professional services.


Human Interest 401(k) features

Supported

Human Interest offers a streamlined setup process, often completed within a month, and a faster 10-minute option for small to medium businesses.

Supported

Human Interest streamlines benefits administration via automation, integrations, and dedicated support.

Supported

Human Interest offers seamless integration with various payroll systems for automatic deduction transfers.

Qualities

We evaluate the sentiment that users express about non-functional aspects of the software

Value and Pricing Transparency

Rather positive
+0.45

Customer Service

Neutral
+0.25

Ease of Use

Strongly positive
+0.95

Reliability and Performance

Neutral
-0.07

Ease of Implementation

Rather positive
+0.57

Scalability

Neutral
+0.2

Human Interest 401(k) reviews

We've summarised 1187 Human Interest 401(k) reviews (Human Interest 401(k) TrustPilot reviews and Human Interest 401(k) G2 reviews) and summarised the main points below.

Pros of Human Interest 401(k)
  • User-friendly interface praised by both employees and administrators.
  • Easy setup and onboarding process.
  • Seamless integration with some payroll providers (e.g., Gusto, Rippling, Paycom, Heartland, Zenefits).
  • Automated administration, minimizing management overhead.
  • Affordable and transparent pricing.
Cons of Human Interest 401(k)
  • Transferring funds from previous providers can be slow and difficult.
  • Occasional errors and difficulties, especially as an admin.
  • Limited integrations with some payroll providers (e.g., limited Gusto integration, no full integration with Kelly Benefits or ADP).
  • Some administrative tasks, like editing employee information and closing accounts, require manual intervention and support requests.
  • Customer support response times can be slow, especially via email, sometimes requiring multiple follow-ups.

Human Interest 401(k) pricing

The commentary is based on 187 reviews from Human Interest 401(k) G2 reviews and Human Interest 401(k) TrustPilot reviews.

Human Interest offers three 401(k) plans: Essentials, Complete, and Concierge. There's a calculator to estimate costs based on the number of eligible employees, HCEs, plan type, and auto-enrollment.

Users sentiment

Rather positive
+0.4

See the Human Interest 401(k) pricing page.

Essentials
$120 per month

An affordable all-in-one 401(k) solution.

Complete
$160 per month

End-to-end 401(k) solution, offering dedicated support for administrative, interest, performing and compliance tasks.

Concierge
$200 per month

All-inclusive 401(k) solution, offering dedicated Account Manager support to proactively work load off your costs.


Human Interest 401(k) alternatives

  • Logo of Betterment at Work
    Betterment at Work
    Easy 401(k)s, advice, and financial wellness for employees.
    Read more
  • Logo of 401GO
    401GO
    Easy 401(k)s for small businesses, automated and affordable.
    Read more
  • Logo of Guideline
    Guideline
    Easy 401(k) plans for growing businesses, with automated admin.
    Read more
  • Logo of Take Command
    Take Command
    Personalized employee health benefits, simplified and cost-effective.
    Read more
  • Logo of Ubiquity Retirement
    Ubiquity Retirement
    Easy, affordable 401(k)s for small businesses, managed for you.
    Read more
  • Logo of VensureHR
    VensureHR
    HR outsourcing for SMBs: payroll, benefits, and compliance.
    Read more

Human Interest 401(k) FAQ

  • What is Human Interest 401(k) and what does Human Interest 401(k) do?

    Human Interest 401(k) offers affordable and easy-to-manage retirement plans for small and medium-sized businesses. It automates administration, simplifies setup, and provides compliance support. They offer various plan options like Traditional and Roth 401(k)s with transparent pricing.

  • How does Human Interest 401(k) integrate with other tools?

    Human Interest offers seamless payroll integrations with various providers, including Gusto, Rippling, Paycom, Heartland, and Zenefits. However, some integrations, like Gusto, may have limitations, and others, such as ADP and Kelly Benefits, may not be fully integrated, sometimes requiring manual intervention.

  • What the main competitors of Human Interest 401(k)?

    Top alternatives to Human Interest 401(k) include Guideline, 401GO, Paylocity, Rippling, and BambooHR. These competitors offer similar features such as streamlined setup, automated administration, payroll integration, and various plan options for businesses.

  • Is Human Interest 401(k) legit?

    Yes, Human Interest 401(k) is a legitimate and safe 401(k) provider for small and medium-sized businesses. They offer affordable plans, automated administration, and transparent pricing. However, some users report slow customer support and occasional administrative difficulties.

  • How much does Human Interest 401(k) cost?

    I couldn't find specific pricing details for Human Interest 401(k). To determine if Human Interest 401(k) pricing is worth it for your business, it's best to contact them directly for a personalized quote.

  • Is Human Interest 401(k) customer service good?

    Human Interest 401(k)'s customer service receives mixed reviews. While some users praise the helpful and responsive support staff, others have experienced slow response times and difficulty getting questions answered, especially via email. Onboarding support is generally positive, but ongoing support can be inconsistent.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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