Logo of Bread Financial

Bread Financial

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Last updated on

Company health

Employee growth
8% increase in the last year
Financing
September 2024 - $2B

Ratings

G2
4.5/5
(5)

Bread Financial description

Bread Financial offers flexible payment solutions like "Buy Now, Pay Later" plans through its platform, Bread Pay™. Businesses can integrate Bread Pay™ to allow customers to pay for purchases in installments. This can lead to higher sales and customer satisfaction. Bread Financial focuses on providing a simple and transparent experience, with clear payment schedules and no hidden fees. They work with a variety of businesses, from furniture retailers to electronics stores.


Who is Bread Financial best for

Bread Financial is an excellent choice for businesses seeking to provide

  • Great for companies of any size. Bread Financial scales to the needs of small businesses to large enterprises.

  • Well suited for businesses in finance, e-commerce, and retail looking to offer customers flexible payment options.


Bread Financial features

Supported

Simple & fast application: With Bread Pay, application is simple and fast, allowing customers to get a decision in real time.

Supported

Not a credit card: Bread Pay is not a credit card, which means customers know what they owe with set payments.

Supported

Automatic payments: Bread Pay offers automatic payments so customers never miss a payment by enrolling in AutoPay.

Supported

Straightforward pricing: Bread Pay has straightforward pricing with no prepayment penalties and no deferred interest.

Supported

Shop online or in-store: Customers can shop with Bread Pay at thousands of online stores.

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Select your plan: Customers can select a payment plan that fits their budget, with options ranging from 3 to 24 months.

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Complete your purchase: Completing a purchase with Bread Pay is as easy as entering a few pieces of information.


Bread Financial alternatives

  • Logo of Sezzle
    Sezzle
    Shop now, pay later in four interest-free installments.
    Read more
  • Logo of Sunbit
    Sunbit
    Buy now, pay later tech for everyday expenses. High approvals.
    Read more
  • Logo of TABBY
    TABBY
    Shop now, pay later. Bigger sales, happier shoppers.
    Read more
  • Logo of BrightPlan
    BrightPlan
    Personalized financial planning and advice for employees.
    Read more
  • Logo of Wisetack
    Wisetack
    Pay-over-time options for services, so everyone wins.
    Read more
  • Logo of Splitit
    Splitit
    Interest-free installment payments using your existing credit card.
    Read more

Bread Financial FAQ

  • What is Bread Financial and what does Bread Financial do?

    Bread Financial helps businesses increase sales by offering customers "Buy Now, Pay Later" options through its platform, Bread Pay™. It focuses on a simple and transparent experience, with clear payment schedules and no hidden fees. We find that this payment flexibility leads to greater customer satisfaction.

  • How does Bread Financial integrate with other tools?

    Bread Pay™ integrates with businesses' existing online checkout processes. This allows for a seamless customer experience, from browsing to purchase. They aim to provide a simple integration method for various e-commerce platforms.

  • What the main competitors of Bread Financial?

    We find that Bread Financial's main competitors include Sezzle, Sunbit, TABBY, Wisetack, and Splitit. These companies offer similar "Buy Now, Pay Later" services, often with slightly different terms or target markets. BrightPlan also competes, though it focuses more on comprehensive financial planning.

  • Is Bread Financial legit?

    Yes, Bread Financial is a legitimate financial technology company offering "Buy Now, Pay Later" payment solutions. They have generally positive reviews and work with various businesses. We find that their focus on transparent pricing and flexible payment options can be beneficial for both businesses and customers.

  • How much does Bread Financial cost?

    I am sorry, but we don't have pricing information for Bread Financial available right now. We recommend checking their website directly for the most up-to-date details.

  • Is Bread Financial customer service good?

    We find that Bread Financial's customer service is highly regarded. Customers mention its responsiveness, quick resolution of issues, and overall efficiency in handling requests. The ease of service and multiple payment options also contribute to positive customer experiences.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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